Sometime toward the end of last year, I had a moment of clarity and decided that one of our goals for 2009 should not only be a serious reduction to our credit card debt, but also a total cessation of use of the demon cards. Surprisingly, this really hasn't been terribly difficult because most of 2008 was a time of transition.
I think what facilitates the ease of this decision becoming reality the most is the fact that in our mid forties (well one of us is there...) we are pretty much home bodies. This is speaking to normal day to daym not vacation time, but the first vacation of the year has been totally paid for in cash. This is major for us, and the only reminder we need is to not celebrate this monumental occasion excessively while on said vacation. Admittedly we do still need to work on that one.
In the title of this post I say we made it 50 days, but realistically I think we made it more to 75 or so as this started before the holidays, but for accuracy, we consider the first of the year as marking the beginning of the concerted effort.
We still haven't had our official putting away of the credit cards party, but both eb and I carry just one in our wallets now and have agreed to emergency use only. So what constituted today's emergency?
For some time now, I have been putting off coing to the eye doctor. I really can't remember if I was due January 09 or 08, so I am either close to right on time or a year past due. For the past 6 monthe or so, I have been wearing glasses that are about 12 years old. My sun glasses are the current prescription, but my regular glasses broke and the frame had been discontinued soon after I got it, so, no luck in replacing the broken stem. My old glasses, though I know it is a huge no-no, were close enough.
I was putting off going to the eye dr because I decided I had to see someone new. When I went last time, the doc I had been seeing for about 5 years totally dismissed my questions about it perhaps being time for bifocals and made me feel crazy for even suggesting it. Truthfully, I was never really fond of my Woody Allen lookalike eye doc, it was a matter of convenience that I stayed with him as long as I did.
A friend of mine is a bit fanatical in her choice of any type of doctor and one day when we were discussing the whole bifocal dilemma, she told me about her doc and how long she has been with him and finally, today, I went to see him. I got the most thorough exam I have had in a long, long time. And I liked him right off, even though he is...a doctor.
The credit card came out because what I paid today, close to what I expected to pay, was only half the final bill, which means I will in all likelihood whip out another credit card when I pick my new car...I mean glasses up next week.
The doc asked me why I haven't done lasik. I told him what a wuss I am, and also that the expense when weighed against a possible vacation, seems too high to me. His only reply was to think about how much vacation I might be missing seeing less than I potentially could. I think he also knew that sticker shock might settle in. If I have to replace these glasses with any frequency, lasik might be moving up on the decision list. The doc seemed pretty confident I would come around and he told me when I was ready that he would refer me to the right person.
It isn't like I don't know several people who have done it, and I don't really know what I am so afraid of, but the idea of being awake and alert when that is going on just totally creeps me out.
Home body mode is secure for the time being.